American Categorical is providing a 30% bonus on level transfers from Membership Rewards to Marriott Bonvoy by way of Oct. 31, 2019. On this article, we’ll take a look at some candy spot Marriott redemptions that will help you resolve whether or not profiting from this switch bonus is smart for you.

Promotion phrases

Underneath the phrases of the bonus, you may obtain 1,300 Marriott Bonvoy factors for each 1,000 Membership Reward factors transferred. (The conventional switch worth is 1:1.) The bonus is hard-coded into the switch ratio, so it’s going to be straightforward to see precisely what number of factors you may obtain into your Marriott account.

All level transfers should be initiated by 11:59 p.m. Mountain time on Oct. 31, 2019, to earn the 30% bonus. Factors are transferable in increments of 1,000. Phrases apply.

Playing cards that earn Membership Rewards factors

To benefit from the switch bonus, you will need to have an American Categorical card that earns Membership Rewards factors. The next playing cards are eligible:

Private playing cards

Enterprise playing cards

Marriott Bonvoy program fundamentals

Marriott is without doubt one of the largest world resort chains, with over 7,000 properties in over 131 international locations. There are 30 manufacturers in Marriott’s portfolio, and the properties vary from funds to luxurious. Bonvoy is the corporate’s loyalty program and gives 5 elite standing tiers:

Silver Elite.

Gold Elite.

Platinum Elite.

Titanium Elite

Ambassador Elite.

Bonvoy factors are primarily earned in 3 ways:

By means of staying at Marriott motels.

By way of spending with Marriott bank cards.

By transferring factors from American Categorical Membership Rewards or Chase Final Rewards®.

Is it a good suggestion to switch AmEx factors to Marriott?

Though a 30% switch bonus can sound interesting, it’s necessary to think about two elements:

How helpful is the factors foreign money that you simply’re transferring?

Do you will have a redemption in thoughts that is smart from a cent-per-point (CPP) perspective?

We worth Marriott Bonvoy factors at zero.eight cent every. So, if you’ll be able to discover a redemption that exceeds that valuation, it might be worthwhile to do a factors switch. The worth of American Categorical factors can fluctuate broadly based mostly on the way you redeem them.

For instance, in the event you don’t journey that a lot and like to make use of your factors to buy through the American Categorical web site, you may extract a worth of zero.5 cent per level on purchases like these Sony wi-fi headphones.

Nevertheless, in the event you maintain the The Enterprise Platinum® Card from American Categorical, you obtain a 35% bonus on “Pay With Factors” flight purchases.

What this implies is that whenever you guide any first or enterprise class flight by way of the American Categorical journey portal, you may get 35% of your factors again. This additionally applies to decrease cabin flight in your designated airline. You’ll earn miles on these flights, since it’s thought-about a money reserving. On this occasion, you are getting 1.35 cents’ price of worth out of every Membership Rewards level. Phrases apply.

Given the big variance within the perceived worth of American Categorical factors, it is a private selection to find out what these factors are price to you. This pastime is far more of an artwork than a science, so there are only a few factors switch conditions that are universally interesting to everybody.

Bear in mind, factors are meant for use and loved, not hoarded for years within the hope for very best possible redemption. So with that stated, let’s check out some candy spots that may hopefully assist make the choice a bit simpler.

Marriott candy spots

The most effective redemptions appear to be at premium properties (Class 6 and better) and at midrange to lower-end properties (classes 1 by way of three).

Premium redemption

For instance, a two-night weekend keep on the Class eight W Aspen throughout prime ski season in January 2020 prices 200,000 factors + $111.30 in taxes and resort charges, or $2,646.71 inclusive of taxes. Notice, the 100,000 nightly charge represents Marriott’s new peak pricing, which went into impact Sept 14, 2019. This redemption will get you 1.three cents per level ($2,535.41/200,000), which is above our zero.eight cent valuation of Bonvoy factors.

Incorporating the 30% switch bonus and the truth that factors have to be transferred in increments of 1,000, you would want to switch 154,000 AmEx factors to obtain 200,200 Marriott factors. This switch would additionally lead to a 1.6 cent per level redemption ($2,535.41/154,000). Relying on the way you worth your Membership Reward factors, this might be a redemption that is smart.

Mid- to lower-end redemption

An instance of a mid-tier property is the Class three Residence Inn Tampa Downtown. A two-night weekend keep in November is 35,000 factors or $610 inclusive of taxes. This redemption is price 1.7 cents per level ($610/35,000), which is over double our zero.eight cent per level Bonvoy valuation.

Should you have been to benefit from the 30% switch bonus for this redemption, you’ll be transferring 27,000 AmEx factors to obtain 35,100 Marriott factors. This switch would yield a strong 2.three cents per level in worth out of your Membership Rewards factors ($610/27,000).

Typically, I am cautious about transferring Membership Rewards factors to motels, however on this occasion, utilizing solely 27,000 factors on a $610 redemption is a fairly whole lot.

Low-tier redemption

On the lower-end, a two-night weekend keep on the Class 1 TownePlace Suites Houston Northwest prices 15,000 factors or $414 (together with taxes). This redemption will get you an excellent 2.eight cents per level ($414/15,000), which is over triple our zero.eight cent Bonvoy level valuation.

Considering the 30% switch bonus, you would want to switch 12,000 Membership Rewards factors to obtain 15,600 Marriott factors. This switch would lead to a really strong three.5 cent per level redemption worth ($414/12,000).

Our take

Typically, we take a conservative view on potential level transfers, even when a bonus is a part of the equation. You probably have a resort stick with Marriott developing and the redemption is smart, transferring factors from American Categorical with the 30% bonus included might be worthwhile. Nevertheless, this largely depends upon how helpful you understand your American Categorical factors to be.

All details about The Amex EveryDay® Most well-liked Credit score Card from American CategoricalAmex EveryDay® Credit score Card and Blue from American Categorical® has been collected independently by NerdWallet. The Amex EveryDay® Most well-liked Credit score Card from American Categorical,  Amex EveryDay® Credit score Card and Blue from American Categorical® are now not out there by way of NerdWallet.

How one can Maximize Your Rewards

You desire a journey bank card that prioritizes what’s necessary to you. Listed below are our picks for the finest journey bank cards of 2019, together with these finest for:

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