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Rewards bank cards that cost an annual payment create a dilemma: In the event you don’t use your card typically sufficient, you gained’t earn sufficient rewards to make the payment worthwhile. You may find yourself shedding cash on a card that was imagined to get you beneficial journey rewards.

The Financial institution of America® Journey Rewards bank card’s $zero annual payment solves this conundrum. This card can collect mud in your pockets for months and even years with out costing you a cent.

This card has extra to supply than simply its $zero annual payment. Listed below are a number of causes to get a Financial institution of America® Journey Rewards bank card:

» Be taught extra: Financial institution of America® Journey Rewards assessment: Straightforward rewards for simple journey

Straightforward bonus factors

A number of playing cards make you spend $three,000 or extra within the first three months to earn a welcome bonus. The Financial institution of America® Journey Rewards bank card presents 25,000 on-line bonus factors after you make no less than $1,000 in purchases within the first 90 days of account opening – that may be a $250 assertion credit score towards journey purchases. In the event you repay your balances earlier than curiosity and costs accrue, it’s a pleasant approach to generate some further journey funds.

Simple incomes

A number of playing cards earn 1 level for each greenback you spend on most issues. Some playing cards offers you a lift to 2 to three factors per $1 in a couple of classes, like fuel stations, journey or eating places. The Financial institution of America® Journey Rewards bank card is easier and extra simple: Cardholders earn 1.5 factors per $1 spent on all qualifying purchases.

This works out particularly nicely for customers who do the majority of their spending at shops, e-commerce websites and different retailers that don’t match into widespread bonus spending classes.

You may spend your factors on journey or get money again

The factors earned from the Financial institution of America® Journey Rewards bank card will be redeemed for journey or money again. You need to use your card to buy journey from nearly any supplier you want, then redeem factors for a press release credit score.

Don’t have any journey plans? You too can redeem factors for a test or digital deposit into your Financial institution of America® checking or financial savings account at a fee of $15 per 2,500 factors. Not an incredible redemption, however an possibility nonetheless.

You may see your FICO rating

The times of questioning about your FICO rating are over. With the Financial institution of America® Journey Rewards bank card, you’ll be able to test your rating, which is up to date month-to-month. It’s a pleasant little perk that permits you to keep on high of your credit score and fight id theft.

How one can maximize your rewards

You desire a journey bank card that prioritizes what’s necessary to you. Listed below are our picks for the perfect journey bank cards of 2019, together with these greatest for:

Planning a visit? Try these articles for extra inspiration and recommendation:
Discover the perfect journey bank card for you
Finest Financial institution of America bank cards
No-fee journey playing cards: Uncover It Miles vs. Financial institution of America Journey Rewards

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