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Is lodge loyalty even value it anymore? That’s a query many frequent vacationers have requested as main lodge manufacturers devalue their packages and make incomes and redeeming factors tougher.

For some, the perks provided at decrease elite tiers from main lodge chains like Hilton, Hyatt, IHG and Marriott are underwhelming. Do the additional factors, occasional upgrades and free bottles of water actually make up for the inconvenience of narrowing your lodge searches to a single model?

If the reply is “no” for you, contemplate switching loyalty to the rewards program. The net reserving large’s broad availability and easy stay-10-nights-get-one-free reward construction make it compelling in its personal proper. And mixing it with the incredible 10x miles per greenback spent by with the Capital One® Enterprise® Rewards Credit score Card makes it nearly a no brainer for reward-savvy vacationers.

» Be taught extra: Capital One® Enterprise® Rewards Credit score Card evaluation: Stress-free 2% journey rewards

Listed here are a couple of causes the rewards program is value contemplating.


The most important promoting level of the rewards program is its simplicity. You don’t have to trace elite-qualifying stays, scramble to satisfy standing challenges or attempt to discover methods to “maximize” your factors. You merely get one free night time on any eligible property for each ten nights you e book.

The worth of the free night time is set by the typical of the ten paid nights. You additionally need to pay taxes and costs, which makes the free night time much less invaluable than it appears at first blush. For instance, I just lately stayed on the TWA Lodge at JFK and paid $243 complete, $44 of which was taxes and costs. That’s not an insignificant quantity for a “free” keep.

Nonetheless, realizing you will have a credit score value a certain quantity is far easier than realizing you will have 20,000 Marriott Bonvoy factors.


The rewards program gives extra choices and wider availability than any conventional lodge loyalty program. boasts greater than 500,000 resorts and rising. In contrast, the comparatively huge Marriott portfolio has solely 7,542 resorts. So the program gives greater than 66 instances the redemption choices.

What’s extra, “reward nights” aren’t topic to the blackout dates and inconsistent availability of ordinary lodge reward nights, as a result of they’re successfully money bookings. If a room is on the market on, you possibly can e book it along with your free night time.

» Be taught extra: Journey loyalty program critiques

Return to your cash

The rewards program gives an honest payback by itself. For instance, a 10-night keep on the TWA Lodge talked about above would value $2,430 ($243 x 10) and yield a free night time value $199 (the typical value of every night time, minus taxes and costs). That’s an nearly eight.2% return.

If you mix the free night time with the 10 miles you get for each greenback spent with the Capital One® Enterprise® Rewards Credit score Card on, the payoff is unparalleled. These 10 factors per greenback are earned on whole value of the reserving, not simply the bottom room value. Since Capital One miles may be redeemed for journey for one cent every, that’s a further return of 10% on the price of the reserving. That brings the entire return to 18.2% when mixed with the free night time.

In different phrases, in case you spend $three,000 on resorts in a given 12 months, you’ll get roughly $546 in rewards again. Put merely, that beats different lodge loyalty program and bank card mixtures.


The rewards/Capital One® Enterprise® Rewards Credit score Card duo isn’t for everybody. Regardless of its benefits when it comes to simplicity, availability and payback, it lacks options of ordinary lodge loyalty packages that some vacationers worth extremely.

This combo doesn’t entitle you to any of the elite perks you would possibly in any other case get with lodge chains, resembling late check-out, suite upgrades and free breakfast. These may be vastly invaluable for some vacationers, and the perks solely improve the upper your standing climbs.
The 10x miles promotion with the Capital One® Enterprise® Rewards Credit score Card ends in January 2020 and will not be renewed. It’s technically a promotion, not a built-in characteristic of the cardboard. So your “loyalty” may not be rewarded within the long-term.
It kills the enjoyable of factors maximization. A few of us benefit from the recreation of discovering methods to maximise our lodge factors, even when it’s inconvenient.

Moreover, you’ll pay an annual price of $zero for the primary 12 months, then $95, to hold the Capital One® Enterprise® Rewards Credit score Card. Which may take a little bit of a chunk out of the worth of the partnership, although the cardboard’s annual price additionally entitles you to a variety of different perks.

The underside line

Really feel such as you’re not getting a lot out of your present lodge loyalty program? Serious about testing the lodge loyalty waters and unsure the place to start out? The mixture of the rewards program with the Capital One® Enterprise® Rewards Credit score Card gives a hard-to-beat worth for individuals who favor payback over VIP remedy.

The best way to maximize your rewards

You desire a journey bank card that prioritizes what’s necessary to you. Listed here are our picks for the very best journey bank cards of 2019, together with these finest for:

Planning a visit? Try these articles for extra inspiration and recommendation:
Discover the very best journey bank card for you
A free night time in Barbados with a bonus
Is the Capital One Enterprise Credit score Card Price Its Annual Charge?


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