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Wells Fargo has reined within the bonus supply for brand new cardholders on the Wells Fargo Money Sensible Visa® Card, which had been among the many richest welcome affords on any no-annual-fee cash-back bank card.

As of July 2, 2019, the Wells Fargo Money Sensible Visa® Card affords the next sign-up bonus: Earn a $150 money rewards bonus after spending $500 within the first three months. Beforehand, new cardholders might have earned a $200 bonus for spending $1,000 in the identical period of time. A $150 bonus is kind of the trade commonplace for no-fee cash-back playing cards in 2019.

Alternatively, the issuer additionally lengthened the introductory Zero% APR interval on the cardboard. You now get an APR of Zero% on Purchases and Stability Transfers for 15 months, after which the continuing APR of 16.24% – 28.24% Variable APR. That’s three months longer than earlier than.

The Wells Fargo Money Sensible Visa® Card earns a flat 1.5% money again on purchases and an annual payment of $Zero, which matches the phrases on an array of playing cards. The 1.5% discipline has been churning a little bit of late:

In April, the Chase Freedom Limitless® eradicated its $150 money sign-up bonus in favor of a better introductory rewards price. With that card, you now get three% money again on the primary $20,000 in purchases within the first yr, and 1.5% on all different purchases.
The American Categorical Money Magnet® Card, launched in summer season 2018, previously featured a two-tiered bonus supply for brand new cardholders value as much as $250. That’s since been diminished. The present supply: Earn a $150 assertion credit score after you spend $1,000 or extra in purchases together with your new Card throughout the first three months of Card Membership. Phrases Apply.

For a excessive bonus on a $Zero-fee cash-back card, think about the Financial institution of America® Money Rewards bank card – $200 Money Rewards Supply: $200 on-line money rewards bonus after you make not less than $1,000 in purchases within the first 90 days of account opening. That card pays three% money again in a class of your selection and a pair of% money again at grocery shops and wholesale golf equipment, on as much as $2,500 per quarter in mixed selection class/grocery retailer/wholesale membership spending. All different purchases earn 1%.


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