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Washington, D.C., is an costly place to reside, making homeownership really feel out of attain for a lot of first-time consumers. The District of Columbia’s Housing Finance Company, or DCHFA, presents a number of packages designed to assist.

First-time house consumers in Washington, D.C., can also profit from the relaxed qualification necessities that some nationwide mortgage packages provide. Discover all of the choices for purchasing your first house in America’s capital metropolis.

Nationwide first-time house purchaser packages

These mortgage merchandise sometimes have low down fee or credit score rating necessities, and are provided by most lenders.




DCHFA highlights and eligibility necessities

By its numerous help packages, DCHFA may help first-time house consumers turn into owners sooner and with fewer upfront prices.


Open to first-time debtors and, in some circumstances, repeat house consumers, as nicely.
Down fee and shutting value help obtainable.
Federal tax credit obtainable.
Condos and cooperative models can also be eligible.


Borrower’s earnings and money owed have to be inside program limits.
Borrower should have an appropriate credit score rating.
Mortgage quantity limits could apply.

DCHFA first-time house purchaser packages



Abstract: 2019 DCHFA first-time house purchaser packages

D.C. Open Doorways program for down fee help.
Dwelling Buy Help program for assist with a down fee and shutting prices.
Mortgage credit score certificates for an annual tax credit score of as much as 20% of paid curiosity.

Now that you’ve got a greater thought of the first-time house purchaser packages obtainable in Washington, D.C., it’s time to consider subsequent steps. Begin by studying the complete particulars of those help packages on the DCHFA web site.

It’s also possible to attain out to a DCHFA taking part lender to seek out out in the event you meet program eligibility necessities, and to get extra details about submit a full mortgage software.

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