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The Platinum Card® from American Categorical is sort of a flashy suitcase overflowing with premium advantages to your journey expertise.

It has a $550 annual charge, sure, however it additionally packs a slew of invaluable contents that may simply make up for that value, assuming you’ll use them: from journey credit and airport lounge entry to buy protections and unique companies, this card is all about luxurious.

Listed below are the advantages of The Platinum Card® from American Categorical:

Rewards on spending

The Platinum Card® from American Categorical earns Membership Rewards factors, which supply versatile redemption choices that adjust in worth.

A jet-setting welcome provide

The introductory provide can take your journey additional: Earn 60,000 Membership Rewards® factors after you utilize your new Card to make $5,000 in purchases in your first three months. Phrases Apply.

Huge journey rewards

You earn ongoing Membership Rewards on the following charges:

5 Membership Rewards factors per greenback spent on flights booked instantly with airways or with American Categorical Journey.
5 factors per greenback on pay as you go motels booked on
2 factors per greenback on different eligible journey bills booked by way of
1 level per greenback on all different purchases.
Phrases apply.

Perks that include the cardboard

The Platinum Card® from American Categorical provides a protracted listing of perks, most of which require you to make use of the cardboard to qualify for them.


As much as $200 in annual credit score for airline incidental charges

You possibly can select one qualifying airline to obtain as much as $200 per calendar 12 months in assertion credit score if you cost incidental charges reminiscent of checked luggage or in-flight refreshments to your card. Be taught extra about journey credit.

As much as $200 in Uber money for rides

You’re routinely enrolled in Uber VIP standing, which connects you with top-rated drivers. And also you’ll stand up to $15 month-to-month in Uber Money for rides within the U.S. in your Uber account, plus a bonus of as much as $20 in December. You have to add your card as a cost technique within the Uber app.

As much as $100 in assertion credit yearly at Saks Fifth Avenue

Obtain this quantity yearly for purchases made in-store or on-line along with your card. Credit are divvied up in $50 increments; one from January by way of June, and the opposite from July by way of December. Enrollment is required.

reimbursement of utility charges for TSA Precheck ($85) or World Entry ($100)

You get a press release credit score as soon as each 4 years for World Entry and as soon as each four.5 years for TSA Precheck. Be taught extra about TSA Precheck and World Entry.

Phrases apply.

Airport lounge entry

Get entry to the American Categorical World Lounge Assortment, a portfolio that features Centurion Lounges, Delta Sky Golf equipment (when flying Delta solely), Precedence Cross Choose, Worldwide American Categorical lounges, Airspace and Escape lounges.

Phrases apply.

Resort-friendly advantages

Improve to Marriott Bonvoy Gold Elite standing

You don’t should do a lot work to earn this standing. Merely enroll and also you’ll be eligible for a 25% Marriott Bonvoy factors bonus, an enhanced room at check-in (when out there), 2 p.m. late checkout, enhanced in-room web entry with premium Wi-Fi and extra. Phrases apply.

Improve to Hilton Honors Gold standing

If you enroll on this standing, you get room upgrades at choose properties (when out there), a complimentary fifth reward evening on customary room reward stays of 5 nights or extra, and 80% bonus factors on all Hilton Honors base factors. Phrases apply.

Cash-saving perks for stays booked by way of The Resort Assortment

If you happen to ebook a keep of no less than two consecutive nights with The Resort Assortment at over 600 properties, you may get a $100 lodge credit score to spend on eating, spa and resort actions. You can even qualify for a room improve upon arrival relying on availability.

Complimentary advantages by way of High-quality Motels & Resorts

At over 1,000 properties, you may get a room improve (when out there), each day breakfast for 2, assured four p.m. late checkout, midday check-in (when out there), complimentary Wi-Fi and facilities reminiscent of a spa, meals and beverage credit score valued at $100.

Phrases apply.


Free delivery with ShopRunner

Get limitless free two-day delivery and free return delivery on qualifying objects if you join a ShopRunner membership utilizing your card.

Concierge Service

You will have 24-hour entry to assistants for private, journey or credit score card-related wants. The service is free, however charges could apply for prices incurred to satisfy your requests.

Low fares by way of the Worldwide Airline Program

You and your journey companions might earn financial savings on Worldwide First, Enterprise and Premium Economic system Class tickets on over 20 taking part airways if you ebook by way of American Categorical Journey. There’s a $39 servicing charge per ticket.

Financial savings with the Cruise Privileges Program

Use your card to ebook cruises of 5 nights or longer by way of American Categorical Journey and stand up to $300 in shipboard credit score per stateroom. Extra perks embrace unique facilities that adjust per cruise line and one further Membership Rewards factors per greenback spent.

Offers by way of the Amex Auto Buying Program

You’re related with over 10,000 sellers that settle for American Categorical. Sellers on the auto buying program’s web site settle for your card for no less than $2,000 and as much as the complete buy value of the automotive. These similar sellers additionally provide a Assured Financial savings Certificates in your configured automotive and in-stock vehicles that align along with your preferences.

An additional level when reserving Platinum Locations Holidays

Get one further Membership Rewards level per greenback spent along with your card on an eligible trip bundle booked by way of the Platinum Journey Service.

Membership reductions by way of the Journey Assortment by Journey Leaders Group

Get complimentary entry to membership in The Journey Assortment by Journey Leaders Group. As a member, you’ve got entry to specialists who can give you reductions and facilities if you ebook qualifying flights, cruises, motels, automotive leases and excursions by way of them.

A subscription to Departures Journal

This journal is revealed seven occasions a 12 months for cardholders.

Extra worth by way of the InCircle rewards program

Enroll your card into InCircle, a Neiman Marcus and Bergdorf Goodman rewards program, and you’ll earn a $100 level card each time you earn 10,000 InCircle factors. Factors playing cards can be utilized to buy at Neiman Marcus, Bergdorf Goodman, Final Name, Horchow and CUSP.

Phrases apply.

Entry to distinctive experiences

The World Eating Assortment

Get entry to unique culinary occasions with well-known cooks, custom-made experiences at eating places around the globe and particular desk entry.

unique occasions

The “By Invitation Solely” platform provides an open invitation to buy tickets to unique occasions from sporting and vogue to eating, artwork and performances.

An open invitation to occasions with Membership Experiences

Get entry to presale tickets, provides, particular occasions and experiences in music, theater and sports activities, to call a couple of.

A greater view with American Categorical Most popular Seating

Get dibs on coveted seats and advance ticket gross sales for concert events, sports activities and leisure occasions.

Discounted journey alternatives by way of the Premium Non-public Jet Program

Get reductions if you buy a Delta Non-public Jets card, a Sky Entry membership or Plane Administration program. This profit is out there just for purchases made by way of Platinum Journey Companies.

Phrases apply.

Handy options

No international transaction charges

The Platinum Card® from American Categorical doesn’t cost international transaction charges, however chances are you’ll expertise restricted service provider acceptance overseas. American Categorical playing cards aren’t as extensively accepted internationally as Visa and Mastercard bank cards. See NerdWallet’s finest no international transaction charge bank cards.

No preset spending restrict

The Platinum Card® from American Categorical doesn’t have a preset spending restrict since it’s a cost card. You’ll nonetheless have a common restrict, although, that fluctuates with altering elements reminiscent of your purchases and credit score historical past. No matter how a lot you spend, you’ll should pay it off in full each month.

Skip the annual charge on further Gold Playing cards

You possibly can add approved customers to your account with a complimentary Gold card and earn Membership Rewards factors for all qualifying purchases made by your further card members.

Phrases apply.

Card advantages

Retail and journey protections

Buy Safety

This profit protects qualifying purchases made along with your card in the event that they’re by chance broken, stolen or misplaced for as much as 120 days (90 days in sure areas) from the acquisition date. Protection consists of as much as $10,000 per incident for as much as a most of $50,000 per 12 months. Be taught extra about buy safety.

Return Safety

If a service provider received’t take an merchandise again after 90 days, American Categorical could refund you the worth as much as $300 merchandise bought along with your card (for a most of $1,000) per 12 months. The profit doesn’t cowl prices for delivery and dealing with. Be taught extra about return safety.

Prolonged Guarantee

Stand up to 2 further years added to an unique producer’s guarantee of 5 years or much less if you use the cardboard to pay for qualifying purchases. Phrases apply. Be taught extra about prolonged guarantee protections.

Baggage Insurance coverage Plan

In case your baggage is misplaced, broken or stolen, this plan covers you as much as $2,000 for checked luggage and as much as a mixed most of $three,000 for checked and carry-on baggage. You must pay for the complete fare along with your card to be coated. Phrases apply.

Automotive Rental Loss and Injury Insurance coverage

This profit provides secondary protection for a rental automotive that’s broken or stolen. To qualify, you could pay for the rental automotive along with your card and decline the collision harm waiver. Exclusions and phrases apply. Be taught extra about bank card rental automotive protection.

Journey Accident Insurance coverage

When you have an emergency if you’re touring by aircraft, prepare, ship or bus, this profit can provide monetary safety. You must pay for the complete fare along with your card to be coated.

Phrases apply.

Emergency companies: Help 24 hours a day

Premium Roadside Help

The Premium Roadside Help profit provides assist when you’ve got an emergency on the highway. You possibly can name the quantity on the again of your card at any time of day. Eligible companies embrace towing as much as 10 miles, altering a flat or jump-starting a battery, and American Categorical pays for these companies as much as 4 occasions a 12 months. Exclusions and phrases apply.

Premium World Help Hotline

If you happen to’re touring farther than 100 miles from house, American Categorical provides around-the-clock medical, authorized, monetary or different choose emergency and help companies. This profit can also present emergency medical transportation help. It’s possible you’ll be answerable for any prices charged by third-party service suppliers.

Extra concerning the card


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