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For folk who wish to earn further money again on eating and leisure purchases, the Capital One Savor bank cards ship excellent worth. Each playing cards — one with an annual charge of $Zero, and one with an annual charge of $Zero for the primary yr, then $95 — function sturdy ongoing rewards on meals and enjoyable, alongside different compelling perks.
Right here’s what to learn about their advantages.
Bonus money again on eating and leisure
On each Savor playing cards, food-centric ongoing cash-back rewards are the stars of the present:
The Capital One® Savor® Money Rewards Credit score Card earns four% money again on eating and leisure, 2% at grocery shops and 1% on all different purchases.
The Capital One® SavorOne® Money Rewards Credit score Card earns three% money again on eating and leisure, 2% at grocery shops and 1% on all different purchases.
These bonus classes are particularly tantalizing as a result of Capital One’s definitions of “eating and leisure” are comparatively broad. In keeping with the issuer:
Eating contains purchases made at eating places, cafes, bars, lounges, fast-food chains and bakeries.
Leisure contains purchases made at film theaters, sure stay sports activities occasions, sure theater productions, amusement parks, vacationer sights, aquariums, zoos, dance halls, document shops, pool halls or bowling alleys.
The playing cards additionally don’t have any minimal redemption necessities. Meaning you may redeem money again in any quantity.
Each Savor playing cards begin off with first rate sign-up bonuses. Whereas they’re not probably the most worthwhile available on the market, these boosts might doubtlessly cowl dinner and a film just a few occasions over. The $Zero-annual-fee card additionally comes with a Zero% APR supply, which might provide you with some further time to pay down any main purchases, interest-free. Right here’s what you get on every card:
Capital One® Savor® Money Rewards Credit score Card
Signal-up bonus: Earn a one-time $300 money bonus after you spend $3000 on purchases throughout the first three months from account opening.
Zero% APR supply: None.
Capital One® SavorOne® Money Rewards Credit score Card
Signal-up bonus: Earn a one-time $150 money bonus after you spend $500 on purchases throughout the first three months from account opening.
Zero% APR supply: You get Zero% on Purchases and Stability Transfers for 15 months, after which the continued APR of 16.24% – 26.24% Variable APR.
Journey- and shopping-friendly options
The Savor playing cards aren’t marketed as journey playing cards, however they will nonetheless allow you to if you do journey. Like all Capital One bank cards, these playing cards don’t cost international transaction charges. That implies that you received’t must cope with any three% costs whereas making worldwide purchases. Each playing cards additionally supply journey accident insurance coverage and complimentary concierge service.
With both card, you’ll additionally get an prolonged guarantee perk on purchases, plus entry to comparability purchasing instruments for on-line purchases.
Each the Capital One® Savor® Money Rewards Credit score Card and the Capital One® SavorOne® Money Rewards Credit score Card can grant cardholder-only entry to issues like particular eating experiences, music live shows and sporting occasions.
Along with its meat-and-potatoes advantages, the Capital One® Savor® Money Rewards Credit score Card — the cardboard with an annual charge of $Zero for the primary yr, then $95 — additionally options limited-time affords geared towards of us who spend closely on meals and leisure. (These affords aren’t out there on the cardboard’s $Zero-annual-fee counterpart.)
For a restricted time, the Capital One® Savor® Money Rewards Credit score Card is providing:
Bonus money again on Vivid Seats purchases: Earn eight% money again on tickets at Vivid Seats via Might 2020. Vivid Seats is a web-based ticket market the place you should buy tickets to live shows, sporting occasions and theater productions.
Postmates Limitless credit: Month-to-month assertion credit of $9.99 a month for a Postmates Limitless month-to-month membership via December 2019. With Postmates Limitless, you get free supply on purchases over $15 and no small cart or Blitz charges. Meaning you received’t must pay charges which are normally utilized on small purchases or when demand is greater than regular. To get this credit score, you’ll must pay for the membership on a month-to-month foundation along with your Capital One® SavorOne® Money Rewards Credit score Card, fairly than on an annual foundation.