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The Capital One® Quicksilver® Money Rewards Credit score Card is a no-hassle choice best for minimalists or these who need easy-to-manage rewards. You don’t have to trace rewards classes, spending limits or redemption thresholds with this $Zero-annual-fee card. It really works properly solo as a go-to choice for all purchases, and it pairs properly with different bank cards that supply larger rewards in fashionable spending classes.

» MORE: NerdWallet’s finest cash-back bank cards

Easy rewards

Wherever you utilize the Capital One® Quicksilver® Money Rewards Credit score Card, you’ll earn a stable industry-standard charge of 1.5% money again on all purchases. The rewards can add up rapidly should you use the cardboard for many purchases, and you may redeem them at any quantity. Rewards redeem for money again, assertion credit score or reward playing cards, they usually don’t expire so long as your account is open and energetic.

» MORE: Which 1.5% cash-back bank card do you have to select?

Introductory incentives

The Capital One® Quicksilver® Money Rewards Credit score Card has stable welcome presents that would assist offset the price of your purchases.

An indication-up bonus for brand new cardholders

You don’t must be a giant spender to fulfill the necessities for a beneficiant sign-up bonus: One-time $150 money bonus after you spend $500 on purchases inside three months from account opening. You possibly can plan your software round months with added bills to fulfill that aim.

A prolonged Zero% introductory APR

You’ll get an intro Zero% on Purchases and Steadiness Transfers for 15 months, after which the continued APR of 16.24% – 26.24% Variable APR. That’s a prolonged period of time to finance your purchases and save on curiosity expenses.

» MORE: NerdWallet’s finest bank card bonus presents

Journey-friendly options

No overseas transaction charges

Many cash-back bank cards cost a price for purchases made exterior of the U.S. — sometimes 1% to three% per transaction. The Capital One® Quicksilver® Money Rewards Credit score Card doesn’t cost this price, so it can save you cash on these probably expensive transactions while you’re touring overseas.

Worldwide service provider acceptance

As a part of the Visa community, the Capital One® Quicksilver® Money Rewards Credit score Card is extensively accepted by retailers overseas.

» MORE: NerdWallet’s finest no overseas transaction price bank cards

Protections: Purchasing and journey advantages

The Capital One® Quicksilver® Money Rewards Credit score Card presents completely different aspect advantages relying on whether or not you’re permitted for the Visa Signature or Visa Platinum model of the cardboard. (Capital One will make this willpower while you apply.)

Listed here are some advantages that each variations present:

Visa Signature and Visa Platinum advantages

Prolonged guarantee safety

This profit provides as much as one yr to producers’ warranties of three years or much less while you’ve used the cardboard to buy qualifying objects. Phrases apply. Be taught extra about prolonged guarantee protections.

Journey accident insurance coverage

You and eligible relations are insured as much as a certain quantity in opposition to qualifying accidents that will occur whereas getting into, exiting or touring in a licensed frequent service so long as you cost your complete journey fare to the Capital One® Quicksilver® Money Rewards Credit score Card. Protection may additionally lengthen to qualifying transportation to and from the airport, relying on whether or not you charged the fare to your card previous to departing. Phrases apply and can differ for the Visa Platinum and Visa Signature card variations.

Auto Rental Collision Injury Waiver

Get lined in case of automobile harm or theft while you use your card to pay for an auto rental and decline the automobile rental company’s insurance coverage protection. The protection is secondary to your personal insurance coverage coverage, that means you’ll must undergo them first if the rental automobile is broken or stolen. With out your personal insurance coverage coverage, this profit reimburses the quantity lined for theft and damages, along with different qualifying expenses that the auto rental firm could impose when the automobile is out of fee. Phrases apply. Be taught extra about bank card rental automobile protection.

Journey and emergency help companies

In the event you expertise an emergency overseas, this profit may help you discover medical, authorized and journey companies by connecting you with native emergency and help assets at your vacation spot. The profit extends to you, a partner and kids which can be dependents beneath 22 years of age. Phrases apply.

» MORE: NerdWallet’s finest Capital One bank cards

Extra concerning the card

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